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State Bank Rates

 

Certificate of Deposit Rates 

Certificate
Term

Interest
Rate

APY*

Minimum
Deposit

182 days

2.00%

2.02%

$1000

9 Months

2.75%

2.78%

$1000

12 Months

2.25%

2.27%

$1000

15 Months

3.00%

3.03%

$1000

33 Months

3.75%

3.80%

$1000

36 Months

3.00%

3.03%

$1000

60 Months

4.00%

4.06%

$1000

 

Freedom Rewards Checking

If You Meet the Requirements,
You Receive

Interest
Rate

APY*

On balances up to $25,000

4.89%

5.00%

On balances greater than $25,000

1.10%

1.11%

ATM Fee Refunds up to $5 per item

If the requirements are not met,
You Receive

Interest
Rate

APY*

On your entire balance

0.25%

0.25%

4 Free and Easy Requirements to meet each cycle:

• 12 Debit Card Transactions
• 1 Direct Deposit or ACH Auto Debit
• Receive Electronic Statement
• Access Online Banking

 

Money Market

Minimum Daily Balance
To Avoid Fee

Interest
Rate

APY*

$2,500

1.50%

1.51%

 

NOW Account

Minimum Daily Balance
To Avoid Fee

Interest
Rate

APY*

$1,400

1.10%

1.11%

 

Statement Savings

Minimum Daily Balance
To Avoid Fee

Interest
Rate

APY*

$100.00

1.25%

1.26%

*Annual Percentage Yield. Rates are accurate as of June 24, 2008. Fees could reduce earnings on these accounts. A penalty may be imposed for early withdrawal. Annual percentage yields are based upon quarterly compounding for Certificates of Deposit and Statement Savings; monthly compounding for Money Market and NOW Accounts. The interest rate and APY may change daily on Statement Savings, Money Market and NOW Accounts.

 

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Equal Housing Lender

Copyright © 2002, State Bank of Waterloo
All rights reserved.
State Bank of Waterloo , Member FDIC.
All loans subject to credit approval.

FDIC