
|
State Bank Rates
Certificate of Deposit Rates |
Certificate
Term |
Interest
Rate |
APY* |
Minimum
Deposit |
182 days |
2.00% |
2.02% |
$1000 |
9 Months |
2.75% |
2.78% |
$1000 |
12 Months |
2.25% |
2.27% |
$1000 |
15 Months |
3.00% |
3.03% |
$1000 |
33 Months |
3.75% |
3.80% |
$1000 |
36 Months |
3.00% |
3.03% |
$1000 |
60 Months |
4.00% |
4.06% |
$1000 |
Freedom Rewards Checking |
If You Meet the Requirements,
You Receive |
Interest
Rate |
APY* |
On balances up to $25,000 |
4.89% |
5.00% |
On balances greater than $25,000 |
1.10% |
1.11% |
ATM Fee Refunds up to $5 per item |
If the requirements are not met,
You Receive |
Interest
Rate |
APY* |
On your entire balance |
0.25% |
0.25% |
4 Free and Easy Requirements to meet each cycle: |
| • 12 Debit Card Transactions |
| • 1 Direct Deposit or ACH Auto Debit |
| • Receive Electronic Statement |
| • Access Online Banking |
Money Market |
Minimum Daily Balance
To Avoid Fee |
Interest
Rate |
APY* |
$2,500 |
1.50% |
1.51% |
NOW Account |
Minimum Daily Balance
To Avoid Fee |
Interest
Rate |
APY* |
$1,400 |
1.10% |
1.11% |
Statement Savings |
Minimum Daily Balance
To Avoid Fee |
Interest
Rate |
APY* |
$100.00 |
1.25% |
1.26% |
*Annual Percentage
Yield. Rates
are accurate as of June 24, 2008. Fees could reduce earnings on these
accounts. A penalty may be imposed for early withdrawal. Annual
percentage yields are based upon quarterly compounding for Certificates
of Deposit and Statement Savings; monthly compounding for Money Market
and NOW Accounts. The interest rate and APY may change daily on Statement
Savings, Money Market and NOW Accounts.


|
Copyright © 2002, State
Bank of
Waterloo
All rights reserved.
State Bank of
Waterloo
,
Member FDIC.
All loans subject to credit approval. |

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