Instant Issue Debit Card

Instant Issue Debit Card

  • Instant issue
  • Get funds from any ATM
  • More secure than cash

What's in a name? In this case, a whole lot. Our Instant Issue Debit Card is in your hands and ready to use in no time. Use it like a credit card to purchase items and services from any retail outlet or online.

No monthly payments or late fees to worry about–funds are automatically deducted from your account. Plus, your Instant Issue Debit Card can get cash from any ATM, anytime. It's everything you need right now!

  • Instant Issue card available for immediate use
  • Funds deducted immediately from account
  • Easier then writing a check
  • Save check printing fees
  • Conserve paper
  • Limited liability if lost/stolen
  • Monthly statement
  • If lost or stolen, receive a replacement card within minutes at any of our branches


Protecting you from unauthorized use of your debit card is one of our top priorities at State Bank of Waterloo. To mitigate fraud, we have partnered with SHAZAM, our electronic funds transfer network, to implement a monitoring system called SHAZAM Falcon, to help guard your debit card against fraudulent activity. If suspicious activity is detected on your debit card, you will be contacted by the Bank, or a SHAZAM fraud specialist calling on our behalf, to verify if the transactions in question.

If you believe a transaction has been denied due to suspected fraud after normal business hours, you may call the SHAZAM Fraud department for assistance, 866-508-2693.