Personal Credit Cards

Personal Credit Cards

  • Visa® Classic
  • Visa® Platinum
  • Gold MasterCard®
PrintShare
Low Rate Card

Benefits

  • Competitive annual percentage rate (APR).*
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Features

  • No annual fee.
  • ow introductory rate for the first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Fees

To Apply Now

  • Download the PDF of the application.
  • Type the information and then print the application or print it first and then complete it using a blue or black pen. Paper applications are available at any of our locations.
  • Supporting documents vary depending on the type of business you have. See chart below.
  • Fax your completed application to the Card Service Center at 972-650-7054.
  • Or bring completed application to any of our locations.

Or mail your completed application to:

Card Service Center

PO Box 569120

Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.


Preferred Points Card

Benefits

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Features

  • No annual fee.
  • Low introductory rate for first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Cash advances can be made for up to 50% of the credit line.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.

Fees

To Apply Now

  • Download the PDF application.
  • Type the information and then print the application or print it first and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 972-650-7054.
  • Or bring completed application to any of our locations.

Or mail your completed application to:

Card Service Center

PO Box 569120

Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.