Other Services

State Bank of Waterloo is pleased to offer helpful ways to make your banking simpler and easier. Take a look at some of these convenient services:


Redi-Teller ATM with Shazam Network access

Get cash when you need it. No matter where you are, there's always an ATM nearby.


Redi-Phone Telephone Banking

Manage your accounts from any touchtone phone. Call 618-939-4636 and follow the prompts to get started.


Overdraft Protection

We've all been there. You thought your direct deposit had already arrived. Or maybe you forgot to make an entry in your checkbook. No need to incur insufficient or overdraft fees. Be prepared. Let us help by setting up an Overdraft Protection option for you. We will auto transfer funds from your savings account to your checking account when funds are needed. The $5.00 fee per transfer is a less expensive alternative.


Overdraft Privilege

Everyone makes a mistake once in a while. With this service, you don't have to worry about returned check fees and merchant NSF charges. For more information click here.


Statements on CD

Get all your statements on a digital CD so you can view them on your computer anytime.


Wire Transfers

When you need to get money somewhere fast, we can move it for you -- safely, securely, to just about anywhere in the world.